Hear directly from our Index Masterclass members about their transformative experiences.
Most of our members started with our free webinar to make sure The Index Masterclass is right for them. Register now!
Izabela Lusinska
Executive Coach, New Global Elite
Tom
Audiologist
Miķelis
Graphic Designer
Rick Martin
Private Finance and Investment Advisor
Aoife Gaffney
Certified money coach
Peter Goodman
Retired Database Expert
Harold
Retired
Dennis
SayGames COO
Victor
Indre
Expat
Mario Zorz
Software Engineering Manager
Marius
Marketer
Adrià Xaus
Actuary & Data Scientist
Diana
Zi
Screenwriter & Author
Steve
Aerospace Engineer
Kevin
Engineer
Tautvydas
Chief Marketing Officer
Pasquale
Manager of Customer Success
Carlos
Pharmaceutical industry
Evgeny
Businessman
Soledad
Customer Service Executive and Accountant
Kseniia Slobodskaia
HR Director in IT
Facundo
Software Engineer

Boris Enzel
Digital marketing expert, France
It’s a well-organized course that delivers what was promised. You come out of it knowing how to make your own decisions. I feel much more confident investing in index funds, and I now have a real understanding of what I'm doing! It's absolutely worth the price!

Anna
Technical Product Owner, BOSCH, Germany
A friend told me — just buy one ETF every month and you're good. But how can you trust your financial future to something you don’t fully understand? After completing Tom's program, I finally know what I'm doing. I’m proud of myself because I’m investing in my future! P.s. At first I thought the price was a bit high, but it was fully worth it!

Christophe
Manager at world leading pharmacological company, Switzerland
My private banker offered to manage my portfolio at a cost of 0.70% per year. The Index Masterclass taught me how to build a better portfolio with a one time cost of 0.05%, with no yearly fees. Compared to the money I have saved, the program membership fee is insignificant. What's more, now I actually understand where I'm investing and why.

Alessandro Garzelli
Space engineer (Spain)
There isn't much to say. Tom and his team explain stuff very clearly. The best thing about the program is how they inspire confidence when they talk about investing and at the same time remind people to always pay attention. Keep it up!

Kaspars Skapars
Colliers International Deputy director, Latvia
I work in real estate but I've been considering index funds for my own personal investments. I actually knew 80% of the theory, but the masterclass did a great job putting theory into practice. I really appreciated all the practical segments – comparing brokerages, optimizing taxes, the investment process screenshares, the checklists. Everything you need to take action as quickly as possible. Definitely recommended!

Marina Christofides
Writer, Cyprus
Excellent course, especially for young people with time on their side who want to build their nest egg, but also for retirees who don't want to run out of money before they die. Europeans will find it particularly practical and useful. It gives you all you need on how to plan your savings, evaluate brokerages, choose funds, calculate taxes and more. Once you’ve done this course you won’t need anything else. It’s all here.

Marion Couturier
Digital project manager, Spain
No one taught me investing at home or even at university where I studied business and finance. I followed people like Dave Ramsey online, but they only talked about investing for Americans. Then I found the Index Masterclass. It’s a fantastic course for Europeans, really well done from A to Z. I have already made my first investments!

Levente Szántó
Business coach (Netherlands)
Before, I started investing, it took me more than a year to find some good information on how to do it. But I wasn't even scratching the surface of what I have learned here in only two days. All the information and education that they put all together in this course is well worth the money! Keep it up!

Haresh Chulani
Electronical engineer, Spain
The program not only taught me about ETFs, but gave me a good view of the big picture of passive investing. I learned how to build my investment strategy from beginning to end. It has been a positive surprise because now I feel I have a solid background when making my investment decisions.

Vincenzo Federico
Real-estate owner, Italy
The Index Masterclass gives you an excellent balance of theory, action and practical tools!I bought my first ETF one week after finishing the program. What's more, I did it with confidence because I understand what I'm doing. I am sure my new skills will pay great dividends over the years!

Leo and Saba
Entrepreneurs
Previously we paid 5 thousand euros for a different investing course and we were satisfied. The Index Masterclass is much better at a fraction of the price. It’s clear, complete and well-organized. Everything you need to invest in ETFs from Europe. It feels like we got the biggest discount ever!

Nigel Saperia
Retired (Andorra)
I bought this course because I wanted to see what Tom had to say about bond funds and choosing a broker. However, I have completed the course because it is so well designed and presented. No matter how little or much you know, the material is excellent.

Justas Kačinskas
COO, Glansa UAB (manufacturing company), Lithuania
This is one of few courses that I have found which is actually useful. Many of the courses here in Lithuania are not about investments (even if they tell you that they are) but try to sell you some kind of insurance or other products. This course has all that one could need to start investing. It was worth my time.

Alejandra Betancur
Nurse at the recovery room, Colombian living in Belgium
When something was not totally clear to me, I would write to the team. Tom's support was immediate and his explanations really wonderful!

Zinat Shahmohammad
Business consultant, Germany
As with every service or product that gets advertisements for, I had a lot of doubt and concerns around my decision to invest in my knowledge in this area. Although the program's cost was considerable for me, it is absolutely worth the cost. I have learned tremendously from them and I feel much more confident in my investment decisions.

Gerasimos Kavvadas
Physiotherapist (Greece)
The program is well-structured and delivers comprehensive insights into the world of passive investing. Overall, this course has empowered me with knowledge and confidence to pursue a passive investing strategy effectively.

Iain Shirlaw
Self employed Business English Coach, Italy
The Index Masterclass is easy to follow and provides all the information you need to get started with ETF investing. I would recommend this course to everyone from investing beginners to those wanting to replace their financial advisers.

Igor Alves
Software Engineer at bol.com, The Netherlands
Even though I hate spending money, I’m really happy I paid for this program!I already had good knowledge about investments, but I’m Brazilian, and the program helped me understand investing from Europe, plus it covered a lot of gaps I had. I’m loving it!

Corina Simon
Management (Romania)
This course is really well put together, highly researched and you're be able to take action to start investing in index funds as a person residing in Europe. Even though it's an investment, it is totally worth it. There is also considerate support, community and monthly updates from the market together with useful mentorship.

Francesc Travesa
Software engineer (Spain)
Index Masterclass is great education about money and provides a good investing strategy. It gives you all the tools to invest confidently. This kind of education should be mandatory - so if you have the money, it's definitely worth it! I wouldn't have the same confidence without Index Masterclass.

Moheb Karkera
Commercial Excellence Manager (France)
I was approaching 50 when I joined the Index Masterclass, with savings sitting in the bank.
Now I'm confidently investing and in control of my investments.

Muhammad Danyal Khan
MSCA PhD Scholar | AI & CyS Professional | Author
I moved to Spain for my PhD at age 32 with my family. I had no idea about investing or personal finance.
After completing Index Masterclass, I have a clear direction on how to build reserves and invest in index funds.
This course is good for beginners like me and for seasoned investors alike. I highly recommend it!

Gonçalo
Engineer (Portugal)
I joined the program at 49 years old because I had money sitting in the bank doing nothing.
The program was perfect because it addressed every angle I was looking for (ETFs, bonds, brokers, taxes, strategies depending on age – you name it!)
Today I consider myself an investor. I am very pleased I took the decision to embark in this program. Money well spent and already recovered :).

Gopal RajGuru
Sales & Leadership Training Consultant (Switzerland)
While much investing content is aimed at younger people with a long runway ahead, the Index Masterclass is extremely relevant at any age.
The advice is pragmatic, concise, and makes complex concepts easy to understand and implement. Highly recommended.

Krisztina Somogyi
IT company CEO (Hungary)
I joined the program when I was slightly above 50.
My husband and I plan to retire or start to work less within 7 to 15 years. I needed a practical understanding of investing to get us there.
That's exactly what I got: the understanding and guidance to invest monthly without worrying about short-term results!

Uta Higgs
Designer (Portugal)
Starting the course at 62 made me realise what I'd been missing out on, but not all is lost! Beyond growing capital, the course also covers how to protect it and avoid costly mistakes.
Even at this age there can be a long future ahead. I now have the tools to secure it far better than before.

Katarina
Retiree with international lifestyle
I signed up for the Index Masterclass at 67 with the aim of preserving and growing my wealth to support my comfort and security in my elder days.
As this volatile world rocks and rolls, Tom and his team's calm, sensible, clearly presented tools have empowered me to make the necessary decisions for my future. For this I am very grateful!

Judith
Logistics business owner (France)
As a business owner, I knew I needed to build retirement savings on my own.
But when I looked at the performance and fees of my French insurance plans, I was horrified.
The Index Masterclass was money well invested. Thanks to the program, I opened a PEA account and now invest half my income into a single ETF every month. I'm at ease with the future I'm creating!

Eli
Early retiree (Spain)
As an early retiree returning to Europe after many years in the USA, I didn't know which brokerages fit my situation or how to choose the right index funds.
The program covers all of this in detail. I now have accounts with two European brokerages and feel confident managing my own portfolio.
The course isn't inexpensive, but it was absolutely worth it for me!

Julia
Private language tutor (Estonia)
Money was a hush-hush, shameful topic in my childhood family, so no one taught me investing.
The Index Masterclass fixed the problem. It is very well structured: short chunks that are easy to grasp, great spreadsheets, and a support forum where all my questions were answered.
I'm now investing with a clear strategy. And I'll pass this knowledge on to my children!

Charlotte
PMO (France)
After a year of learning about investing on my own, I still hadn't made an investment plan. I couldn't access US index funds from Europe and didn't know how to confidently choose an ETF.
I finally took the leap and purchased this class, and it was worth it 200%.
The content is high quality, the tools are user-friendly, and the community is there if you need extra detail.

Eszter
CEO, CONNECTGROWSHARE OU (Spain)
I knew nothing about investing, but I wanted my retirement money in better places than my bank account.
Now I have a diversified portfolio I confidently add to each month, without worrying about taking too much risk.
I went from fearing I'd have nothing when I retire to celebrating my growing investment account every month!

Stevan
Head of Development (Denmark)
Before the Index Masterclass, my savings just sat in a bank account. I'd never even heard of ETFs, and I had a fear of investing.
I first built trust through Tom's YouTube channel, then joined the program. Almost a year later, I'm happy to say my money is now working in an ETF portfolio!

Ovaldo
Senior Director, Head of Product Line at a semiconductor company (Germany)
I joined the Index Masterclass at 50. I'd invested in single shares before but never had a structured long-term approach.
The program gave me the tools and mindset to become a passive investor. I regret not starting 20 years ago, but now I have a clear plan to reach early retirement in 12 years.

Emma
Manager (Netherlands)
I'm 53 and my savings were sitting in the bank.
Enrolling in Tom's course was one of my best decisions in a long while. It's structured, smart, and genuinely not boring.
As a result, I finally started my investing journey this year instead of postponing it again and again!

Antonis
Senior structural engineer (Greece)
I'm 52, and I knew money sitting in the bank loses value to inflation. But I was afraid to trust my money to a broker, let alone online, let alone in another country.
The program helped me choose a broker and understand how my money is protected so I could finally start investing!

Bernard
Perfume Packaging Director (France)
I'm 60 and I joined the Index Masterclass because I wanted a simple, sensible way to invest part of my recent inheritance for my children.
The Masterclass took far less time and effort than I imagined. I'm now investing with confidence and feel at peace with my long term plan!

Vincenzo Ciccone
Principal expert (Switzerland)
At 50, I had money just sitting in the bank and thought it was too late to do anything with it.
Because of Tom's training, I found the courage to act. That money isn't sitting idle anymore, but growing.
It's never too late to start, and I'm proof of that.

David Payton
Retired IT professional & management consultant
I'm 68, managing my own investments and living from the income they provide. But I had no idea how to invest for a decent medium-risk, long-term return.
Tom’s program gave me the framework to invest my retirement savings sensibly and confidently!

Rodney Van Wyk
Senior Manager (Portugal)
When I moved to Europe, I quickly realized I was unprepared to manage my own retirement investments.
The Index Masterclass gave me the knowledge and confidence to reinvest my pension savings and build a simple, disciplined plan.
If you're over 50 and feel you've left it too late, you haven't. I only wish I had found this years earlier!

Boris Enzel
Digital marketing expert, France
It’s a well-organized course that delivers what was promised. You come out of it knowing how to make your own decisions. I feel much more confident investing in index funds, and I now have a real understanding of what I'm doing! It's absolutely worth the price!

Anna
Technical Product Owner, BOSCH, Germany
A friend told me — just buy one ETF every month and you're good. But how can you trust your financial future to something you don’t fully understand? After completing Tom's program, I finally know what I'm doing. I’m proud of myself because I’m investing in my future! P.s. At first I thought the price was a bit high, but it was fully worth it!

Christophe
Manager at world leading pharmacological company, Switzerland
My private banker offered to manage my portfolio at a cost of 0.70% per year. The Index Masterclass taught me how to build a better portfolio with a one time cost of 0.05%, with no yearly fees. Compared to the money I have saved, the program membership fee is insignificant. What's more, now I actually understand where I'm investing and why.

Alessandro Garzelli
Space engineer (Spain)
There isn't much to say. Tom and his team explain stuff very clearly. The best thing about the program is how they inspire confidence when they talk about investing and at the same time remind people to always pay attention. Keep it up!

Kaspars Skapars
Colliers International Deputy director, Latvia
I work in real estate but I've been considering index funds for my own personal investments. I actually knew 80% of the theory, but the masterclass did a great job putting theory into practice. I really appreciated all the practical segments – comparing brokerages, optimizing taxes, the investment process screenshares, the checklists. Everything you need to take action as quickly as possible. Definitely recommended!

Marina Christofides
Writer, Cyprus
Excellent course, especially for young people with time on their side who want to build their nest egg, but also for retirees who don't want to run out of money before they die. Europeans will find it particularly practical and useful. It gives you all you need on how to plan your savings, evaluate brokerages, choose funds, calculate taxes and more. Once you’ve done this course you won’t need anything else. It’s all here.

Marion Couturier
Digital project manager, Spain
No one taught me investing at home or even at university where I studied business and finance. I followed people like Dave Ramsey online, but they only talked about investing for Americans. Then I found the Index Masterclass. It’s a fantastic course for Europeans, really well done from A to Z. I have already made my first investments!

Levente Szántó
Business coach (Netherlands)
Before, I started investing, it took me more than a year to find some good information on how to do it. But I wasn't even scratching the surface of what I have learned here in only two days. All the information and education that they put all together in this course is well worth the money! Keep it up!

Haresh Chulani
Electronical engineer, Spain
The program not only taught me about ETFs, but gave me a good view of the big picture of passive investing. I learned how to build my investment strategy from beginning to end. It has been a positive surprise because now I feel I have a solid background when making my investment decisions.

Vincenzo Federico
Real-estate owner, Italy
The Index Masterclass gives you an excellent balance of theory, action and practical tools!I bought my first ETF one week after finishing the program. What's more, I did it with confidence because I understand what I'm doing. I am sure my new skills will pay great dividends over the years!

Leo and Saba
Entrepreneurs
Previously we paid 5 thousand euros for a different investing course and we were satisfied. The Index Masterclass is much better at a fraction of the price. It’s clear, complete and well-organized. Everything you need to invest in ETFs from Europe. It feels like we got the biggest discount ever!

Nigel Saperia
Retired (Andorra)
I bought this course because I wanted to see what Tom had to say about bond funds and choosing a broker. However, I have completed the course because it is so well designed and presented. No matter how little or much you know, the material is excellent.

Justas Kačinskas
COO, Glansa UAB (manufacturing company), Lithuania
This is one of few courses that I have found which is actually useful. Many of the courses here in Lithuania are not about investments (even if they tell you that they are) but try to sell you some kind of insurance or other products. This course has all that one could need to start investing. It was worth my time.

Alejandra Betancur
Nurse at the recovery room, Colombian living in Belgium
When something was not totally clear to me, I would write to the team. Tom's support was immediate and his explanations really wonderful!

Zinat Shahmohammad
Business consultant, Germany
As with every service or product that gets advertisements for, I had a lot of doubt and concerns around my decision to invest in my knowledge in this area. Although the program's cost was considerable for me, it is absolutely worth the cost. I have learned tremendously from them and I feel much more confident in my investment decisions.

Gerasimos Kavvadas
Physiotherapist (Greece)
The program is well-structured and delivers comprehensive insights into the world of passive investing. Overall, this course has empowered me with knowledge and confidence to pursue a passive investing strategy effectively.

Iain Shirlaw
Self employed Business English Coach, Italy
The Index Masterclass is easy to follow and provides all the information you need to get started with ETF investing. I would recommend this course to everyone from investing beginners to those wanting to replace their financial advisers.

Igor Alves
Software Engineer at bol.com, The Netherlands
Even though I hate spending money, I’m really happy I paid for this program!I already had good knowledge about investments, but I’m Brazilian, and the program helped me understand investing from Europe, plus it covered a lot of gaps I had. I’m loving it!

Corina Simon
Management (Romania)
This course is really well put together, highly researched and you're be able to take action to start investing in index funds as a person residing in Europe. Even though it's an investment, it is totally worth it. There is also considerate support, community and monthly updates from the market together with useful mentorship.

Francesc Travesa
Software engineer (Spain)
Index Masterclass is great education about money and provides a good investing strategy. It gives you all the tools to invest confidently. This kind of education should be mandatory - so if you have the money, it's definitely worth it! I wouldn't have the same confidence without Index Masterclass.

Moheb Karkera
Commercial Excellence Manager (France)
I was approaching 50 when I joined the Index Masterclass, with savings sitting in the bank.
Now I'm confidently investing and in control of my investments.

Muhammad Danyal Khan
MSCA PhD Scholar | AI & CyS Professional | Author
I moved to Spain for my PhD at age 32 with my family. I had no idea about investing or personal finance.
After completing Index Masterclass, I have a clear direction on how to build reserves and invest in index funds.
This course is good for beginners like me and for seasoned investors alike. I highly recommend it!

Gonçalo
Engineer (Portugal)
I joined the program at 49 years old because I had money sitting in the bank doing nothing.
The program was perfect because it addressed every angle I was looking for (ETFs, bonds, brokers, taxes, strategies depending on age – you name it!)
Today I consider myself an investor. I am very pleased I took the decision to embark in this program. Money well spent and already recovered :).

Gopal RajGuru
Sales & Leadership Training Consultant (Switzerland)
While much investing content is aimed at younger people with a long runway ahead, the Index Masterclass is extremely relevant at any age.
The advice is pragmatic, concise, and makes complex concepts easy to understand and implement. Highly recommended.

Krisztina Somogyi
IT company CEO (Hungary)
I joined the program when I was slightly above 50.
My husband and I plan to retire or start to work less within 7 to 15 years. I needed a practical understanding of investing to get us there.
That's exactly what I got: the understanding and guidance to invest monthly without worrying about short-term results!

Uta Higgs
Designer (Portugal)
Starting the course at 62 made me realise what I'd been missing out on, but not all is lost! Beyond growing capital, the course also covers how to protect it and avoid costly mistakes.
Even at this age there can be a long future ahead. I now have the tools to secure it far better than before.

Katarina
Retiree with international lifestyle
I signed up for the Index Masterclass at 67 with the aim of preserving and growing my wealth to support my comfort and security in my elder days.
As this volatile world rocks and rolls, Tom and his team's calm, sensible, clearly presented tools have empowered me to make the necessary decisions for my future. For this I am very grateful!

Judith
Logistics business owner (France)
As a business owner, I knew I needed to build retirement savings on my own.
But when I looked at the performance and fees of my French insurance plans, I was horrified.
The Index Masterclass was money well invested. Thanks to the program, I opened a PEA account and now invest half my income into a single ETF every month. I'm at ease with the future I'm creating!

Eli
Early retiree (Spain)
As an early retiree returning to Europe after many years in the USA, I didn't know which brokerages fit my situation or how to choose the right index funds.
The program covers all of this in detail. I now have accounts with two European brokerages and feel confident managing my own portfolio.
The course isn't inexpensive, but it was absolutely worth it for me!

Julia
Private language tutor (Estonia)
Money was a hush-hush, shameful topic in my childhood family, so no one taught me investing.
The Index Masterclass fixed the problem. It is very well structured: short chunks that are easy to grasp, great spreadsheets, and a support forum where all my questions were answered.
I'm now investing with a clear strategy. And I'll pass this knowledge on to my children!

Charlotte
PMO (France)
After a year of learning about investing on my own, I still hadn't made an investment plan. I couldn't access US index funds from Europe and didn't know how to confidently choose an ETF.
I finally took the leap and purchased this class, and it was worth it 200%.
The content is high quality, the tools are user-friendly, and the community is there if you need extra detail.

Eszter
CEO, CONNECTGROWSHARE OU (Spain)
I knew nothing about investing, but I wanted my retirement money in better places than my bank account.
Now I have a diversified portfolio I confidently add to each month, without worrying about taking too much risk.
I went from fearing I'd have nothing when I retire to celebrating my growing investment account every month!

Stevan
Head of Development (Denmark)
Before the Index Masterclass, my savings just sat in a bank account. I'd never even heard of ETFs, and I had a fear of investing.
I first built trust through Tom's YouTube channel, then joined the program. Almost a year later, I'm happy to say my money is now working in an ETF portfolio!

Ovaldo
Senior Director, Head of Product Line at a semiconductor company (Germany)
I joined the Index Masterclass at 50. I'd invested in single shares before but never had a structured long-term approach.
The program gave me the tools and mindset to become a passive investor. I regret not starting 20 years ago, but now I have a clear plan to reach early retirement in 12 years.

Emma
Manager (Netherlands)
I'm 53 and my savings were sitting in the bank.
Enrolling in Tom's course was one of my best decisions in a long while. It's structured, smart, and genuinely not boring.
As a result, I finally started my investing journey this year instead of postponing it again and again!

Antonis
Senior structural engineer (Greece)
I'm 52, and I knew money sitting in the bank loses value to inflation. But I was afraid to trust my money to a broker, let alone online, let alone in another country.
The program helped me choose a broker and understand how my money is protected so I could finally start investing!

Bernard
Perfume Packaging Director (France)
I'm 60 and I joined the Index Masterclass because I wanted a simple, sensible way to invest part of my recent inheritance for my children.
The Masterclass took far less time and effort than I imagined. I'm now investing with confidence and feel at peace with my long term plan!

Vincenzo Ciccone
Principal expert (Switzerland)
At 50, I had money just sitting in the bank and thought it was too late to do anything with it.
Because of Tom's training, I found the courage to act. That money isn't sitting idle anymore, but growing.
It's never too late to start, and I'm proof of that.

David Payton
Retired IT professional & management consultant
I'm 68, managing my own investments and living from the income they provide. But I had no idea how to invest for a decent medium-risk, long-term return.
Tom’s program gave me the framework to invest my retirement savings sensibly and confidently!

Rodney Van Wyk
Senior Manager (Portugal)
When I moved to Europe, I quickly realized I was unprepared to manage my own retirement investments.
The Index Masterclass gave me the knowledge and confidence to reinvest my pension savings and build a simple, disciplined plan.
If you're over 50 and feel you've left it too late, you haven't. I only wish I had found this years earlier!
Sign up for our next investment webinar for Europeans. It's the first free introductory module to The Index Masterclass.
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